- +91 9598678231
- vistainitiatives@gmail.com
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The important thing with corporate fixed deposits is to choose the company that you are investing in wisely. Here are some factors to keep in mind when investing in Corporate FDs:Reputation& Rating: Invest in a company with a good reputation and a good credit rating (given by industry-recognised rating agencies like CRISIL, ICRA).
Diversify: You are investing in more than one corporate FD, invest in different companies operating different industries.
They give you higher interest rates than bank FDs even shorter terms than bank FDs, this means your money becomes available to you faster also it’s easy to apply and nominate for continuity.
Like any other fixed deposit (FD), you have to invest a chunk of money at one go in a corporate FD. However, there are two ways in which you can receive the interest on your investment:
Cumulative: In this type of corporate FD, the interest earned is added to the principal so that you earn interest on the interest. Simply put, this means higher returns. This is good if you aren't looking for regular income from your investment.
Non-Cumulative: In this type of corporate FD, the interest earned is paid out to you while further interest is calculated on the original sum you invested. This means you earn an income at regular intervals, but eliminate the possibility of earning interest on interest.
VISTA INITIATIVES established in the year 2015 with the sole aim of providing an ethical, transparent and cost-efficient platform which addresses all the financial needs of the Client.
Ananta Society, Zirakpur,
SAS Nagar Mohali
Punjab 140603
vistainitiatives@gmail.com
+91 6306194559
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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments.
AMFI Registered Mutual Fund Distributor – ARN-102845 | Date of initial registration – 04-Jun-2015 | Current validity of ARN – 03-Jun-2027
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